Know who's
about to be unhappy.
InsurIntel reads your whole Medicare book against published CMS data, finds the abrasion before your members do, and gives you research recommendations on more than premium. You spend your day serving members, not building spreadsheets.
For licensed agents, not for Medicare beneficiaries.
Keep the members you have
The 2027 Reality: Carriers are trimming supplemental benefits such as dental, vision and flex cards, and adding steeper deductibles, to hold their margins.
For Retention
The Bottleneck
Notices nobody reads
Members get an ANOC or a non-renewal letter. Most don't open it. The ones who do see one number.
Hours in carrier portals
Reviewing a client's new coinsurance across scattered carrier portals takes time you don't have in AEP.
Lost client relationships
By the time you are ready to help, the member has already called the 1-800 number from a television ad.
Before you call
Your book against the CMS crosswalk
InsurIntel reads your whole book against the latest published CMS plan data and the CMS crosswalk.
Every plan flagged, worst first
Plan ends, leaves the county, carrier move, split, or a renewal that crosses $20 premium, $1,000 out-of-pocket maximum or $200 Part D deductible.
Plans to research, side by side
Pull the plans to research for each flagged member and compare them line by line before you call.
One view of the whole agency's exposure
The 2027 Reality: With more than 3 million Medicare Advantage members holding a plan their county will not offer in 2027, and carriers changing their county footprints, tracking your book by hand in spreadsheets is a liability.
For Agency Leaders and FMOs
The Bottleneck
Operational Chaos
Carrier exits and sudden benefit reductions leave your teams scrambling to understand market shifts.
Inconsistent Messaging
If every agent works out the IRA's ripple effects alone, your agency's client messaging will be inconsistent.
Override revenue at risk
Without one shared view, override revenue slips to faster competitors.
The Strategic Solution
Refreshed as CMS publishes
New CMS releases load within 48 hours of publishing, and every flag and rank updates with them.
Instant Exposure Visualization
See which blocks of your business are exposed to plan ends, benefit reductions or premium increases.
Share research with the team
Agency leaders save research notes and ranks that reach every agent's portfolio.
See where members are losing plans
The 2027 Reality: Carrier exits leave large populations of beneficiaries who must choose a new plan, some with Guaranteed Issue (GI) rights.
For New Members
The Bottleneck
Wasted Marketing Budgets
Broad direct mail and generic digital ads burn through your budget with poor returns.
Unactionable Market Data
Knowing a carrier left your state isn't enough without granular data on the specific populations affected.
Guessing where to look
You need to know which counties and ZIP codes are losing plans before you spend time or money there.
Know the market before AEP opens
County-level displacement
See which counties lose plans and how many members must choose.
Plan options by county
The plans in each county, with decoded benefits.
Prepared appointments
Identify the plans ranked Best, Better and Good and research your options, then proactively contact members, prepared and equipped for efficient conversations.